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Thread: Best Legitimate Insurance for Gun collection

  1. #1
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    Best Legitimate Insurance for Gun collection

    Hey guys,

    My collection has outgrown my old policy and they are a serious PITA to deal with. Does anyone have any solid recommendations for an insurance company for gun collections?
    Let those who are fond of blaming and finding fault, while they sit safely at home, ask, ‘Why did you not do thus and so?’I wish they were on this voyage; I well believe that another voyage of a different kind awaits them.”

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  2. #2
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    Collectibles Insurance. Have used them for several years now.

    It was $207 for one year to insure up to $22K, so maybe about 1% it'll cost you (I have NRA and homeowners for the rest).

    Oh, no serial numbers needed either.
    Last edited by ABNAK; 04-05-21 at 17:45.
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  3. #3
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    I insure my meagre gun collection by keeping a carbine loaded and ready.

    I was about to say it's cheaper than conventional insurance, but with ammo a dollar a shot . . .

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    Quote Originally Posted by Uni-Vibe View Post
    I insure my meagre gun collection by keeping a carbine loaded and ready.

    I was about to say it's cheaper than conventional insurance, but with ammo a dollar a shot . . .
    Kinda hard to shoot out a fire, though.

    I use Eastern Insurance. IIRC, my annual cost is 205 USD for 70k USD of coverage, with a deductible of 250 USD; this includes an NRA discount. This covers not just the firearms themselves, but the accessories on it, such as optics, lights, lasers, etc., and also associated gear, such as plate carriers, armor, helmet, NODs, mag pouches, knives, etc., and even ammo (to a certain value, anyway, couple thousand USD, IIRC, after that you need to add a rider). I did not need to send in any serial numbers or send any pictures.
    Plus ça change, plus c'est la même chose.

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    PM sent.
    SLG Defense 07/02 FFL/SOT

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    Quote Originally Posted by Defaultmp3 View Post
    Kinda hard to shoot out a fire, though.

    I use Eastern Insurance. IIRC, my annual cost is 205 USD for 70k USD of coverage, with a deductible of 250 USD; this includes an NRA discount. This covers not just the firearms themselves, but the accessories on it, such as optics, lights, lasers, etc., and also associated gear, such as plate carriers, armor, helmet, NODs, mag pouches, knives, etc., and even ammo (to a certain value, anyway, couple thousand USD, IIRC, after that you need to add a rider). I did not need to send in any serial numbers or send any pictures.
    Eastern has the best coverage and most reasonable policies in my experience. Jack (RIP) was awesome. Laura has been great too.
    SLG Defense 07/02 FFL/SOT

  7. #7
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    Quote Originally Posted by Uni-Vibe View Post
    I insure my meagre gun collection by keeping a carbine loaded and ready.

    I was about to say it's cheaper than conventional insurance, but with ammo a dollar a shot . . .
    So you don’t take vacations, go out to eat, or have any risk of fire, water, or other natural disaster?
    SLG Defense 07/02 FFL/SOT

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    I also use Collectibles Insurance. It's much simpler to use (and less expensive) than the American Family policy I had before.

  9. #9
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    Mine is covered under my umbrella policy through Farm Bureau.
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  10. #10
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    Quote Originally Posted by JoshNC View Post
    Eastern has the best coverage and most reasonable policies in my experience. Jack (RIP) was awesome. Laura has been great too.
    This x 1000


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