I came across this while catching up on the latest last night. The first couple of entries offer an interesting discussion of the whole mess. I don't know enough about the subject to know if he is on the right track or not but it seems pretty down to earth:
"That's the funny thing about cost-shifting -- it can never solve a cost problem. It just moves the problem somewhere else. Where it moved it was on the back of productivity and tax receipts, both of which have been horrifyingly bad since the 2008 crash. Last fiscal year tax receipts rose by less than 1% despite all the new taxes in the PPACA and higher rates generally while productivity improvements have all but disappeared.
The AHCA cannot resolve this problem because it intentionally refuses to address the driver of the problem in the first instance. Returning to "High Risk Pools" is idiotic because those very pools were on the verge of collapse prior to the PPACA and were a big part of why Obamacare was written and passed! The insurance and medical lobbies wrote the PPACA to get rid of those problems and pools, or so they thought.
They tried denying math but failed because the laws of mathematics are not suggestions. You can't get rid of a cost by making someone else pay it; you simply move it and eventually it comes back and bites you."
Head Shot: "The cost of insuring against a bad event is directly and mathematically determinable by the cost and probability of said event. Second, due to the above mathematical fact if you wish to decrease the amount "insurance" costs there is only one way to do it: You must decrease the cost of the event, the probability of the event or both."
Several entries discussing it here: https://market-ticker.org/
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