I guess so. This average guy (and many other average guys on this forum) train with said weapon(s) so we WILL see failures with crap weapons. That is a no go in my book.
So the answer to your question is that I view my life as the same as a Soldiers or LE's life. While I certainly won't have to shoot it as much as say a soldier, I do not know the future and what is coming. Better to plan for the worst and hope for the best than the other way around.
C4

