the family ranch in TX is certainly one possible option, but only if the situation allows long range travel safely. That would mean bugging out BEFORE things get wild, proactive based on your assessment of impending events. So don;t throw the TX option away just because it is not right for every situation. I would even start strengthening relationships, and placing some preps there just in case it is viable.
Just bugging out to no where with no plan is being a refugee. This is the LEAST desirable option and only implemented if the situation is so dire than being a refugee is preferable that staying put (think Vietnam boat people who had about 50% death rate trying to flee over the ocean). Having a bug out bag gives you some chance but I would work hard to find a better Plan A.
I think for most people in many, but not all situations, and not right in a city are better off bugging in. At your house is where you have the most of everything: clothing, tools, supplies, food, friends, you know the locale and routes, etc. Examine what makes your wife uneasy about staying put and see if you can address those concerns.
Then it would be good to have a better Plan B, if you really, really have to bug out. I don't understand why bugging out seems to be at the top of so many prepper's list of responses. To me that means they are living in risky areas already and should change THAT, now. For people in suburbs and rural I think bugging in makes the most sense unless the situation involves severe property damage from storm, earthquake, chemical spill, etc. If you are forced to bug out I think you want to pick some place to you can get to without having to drive through any cities. Maybe 30-300 miles away depending on your terrain and routes and the primary threats you plan for.
If you don't have a safe place to bug out to, then bugging in usually is a far better choice. Just be careful and not be totally dependent on a single plan. Nature and Mr Murphy have a way of messing with our "one and only plan."
It is in vain, sir, to extenuate the matter. Gentlemen may cry, Peace, Peace but there is no peace. The war is actually begun! ... Is life so dear, or peace so sweet, as to be purchased at the price of chains and slavery? Forbid it, Almighty God! I know not what course others may take; but as for me, give me liberty or give me death!" - Patrick Henry in an address at St. John’s Church, Richmond, Virginia, on March 23, 1775.
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