Grizzman's right. For my 686, I make two hand loads. One is a 158 grain cast SWC at around 1050 fps. The other is the same bullet at about 1375. The one is a pleasant load for informal target shooting which would also work fine for hunting or self defense against bad people. They run a bit hotter than Grizzman's .38 loads. The other might be a bit light for brown bear, but should protect you from anything else on the continent.
This is even more pronounced with the 44. You can load from plinkers to grizzly loads in a 629. Det-Sog is right about that.
Start loading. That $25 box of .357 will cost about $6.50 to make.
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