Originally Posted by
hotrodder636
When you have the money, you are not shorting your retirement and savings and it is an “extra” or third vehicle. That would be my logic.
Yeah, pretty much. I'd also say when you can afford it and it's a good deal and you aren't losing 40% of the purchase price when you drive it home. It could also be a second vehicle as long as it can function as a daily driver.
When it comes to money I worry about two things. Not having enough money for everything we need and still having money I didn't spend to enjoy life with family and friends after I pass.
I also find, no matter how much money you have, things adjust to eat any excess up so really there will never be extra money. If my household income doubled tomorrow I would simply allocate the extra funds to fix things around the house that I've been holding off on, would upgrade to more reliable and safer vehicles for my wife and I and I'd completely flush any debt I'm carrying up to and including the mortgage on the house.
But in the meantime every once and awhile, assuming it won't mean not paying the electric bill, you have to buy a few things that give life "meaning", something you can enjoy that makes the last 20-30 years of working your ass off amounting to something more than just getting by. Something that will make it acceptable to keep working another 20 years or so depending upon your age.
The times when I've been the most broke and figuring out how to get my head above water, I think of better days when I had my father staying at my house for the winter and taking him out to nice dinners and crap like that and I don't regret a single dollar that I spent even if the steaks were sometimes a little pricey. I imagine those with children feel the same way.
I've been way up and I've been down and I have a reasonable expectation to continue to be doing ok. There will always be opportunity to make more money, but you can't get a second chance at those nice dinners with family who isn't with you any more.
It's hard to be a ACLU hating, philosophically Libertarian, socially liberal, fiscally conservative, scientifically grounded, agnostic, porn admiring gun owner who believes in self determination.
Chuck, we miss ya man.
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