I've been with USCCA for several years, but never had to use it (Good thing). I'm getting close to retirement and will be taking a close look at finances. My insurance guy and I discussed an umbrella a couple of years ago as opposed to raising my liability limits on my vehicles. I guess I need to ask about criminal and or civil liabilities?
Here is a link to a rebuttal by Tom Grieve. He has appeared in several of USCCA videos. He also has his own YouTube channel that I have subscribed to. He does a good job of getting his point across without being too wordy.
https://www.youtube.com/watch?v=Zn5hKjSlmwU
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