I decided on the P/C without the cummerbund because I decided to put on a 6 rifle mag pouch, maybe a couple handgun mag pouches and a med kit. Depending on the space, I would replace the med kit for a dump pouch during a class. I would have my Sam Brown on, so even the pistol mag pouches would be for light sticks or markers, etc. during active shooter. I'm always open to suggestions though. Thanks, Jim