Like you, I was attracted to the reputation and versatility of the RCS Phantom. I bought one this summer for my G26, but unfortunately I will have to sell it off.
I am 5'9", 150lbs, somewhat slim/athletic build with a 30" waist. My problem with the RCS IWB is that it I prefer to carry near 9:00, up near the point of my hip. The Phantom rides like a shovel blade and gaps out my waistband fore and aft.
For contrast, my existing EDC holster for several years and a few classes is an Aholster IWB carried ~9:00. Note that it doesn't really ride
closer, but doesn't gap out my waistband nearly as much as the Phantom.
To answer at least one of your questions, perhaps my issue could have been addressed by the "skinny guy bend", but your post is the first I have heard of this option.
I really wanted to like the Phantom and having the clips offset so they do not add to the thickness of the gun and holster, but I don't like carrying further back around my hip (at ~7:30 above the cheek) in order to get to a "flatter" part of my torso so that holster will lie flat.
The Phantom is probably a great OWB that can also be a good IWB on occasion, but I think I am looking for a great IWB that can serve as an OWB on occasion.
Sorry, no experience with the mag holders or color choices. I find the basic black quite dashing.
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