I think the cost of the tuition vs the quality of instruction is right on for me. I've been selective and trained with the same folks multiple times. DeFoor with 3 different organizations, USTC, and TS.
Ammo cost is to me part of the tuition in a sense. It's a fixed cost generally speaking. The round counts are closely on par with the course descriptions.
It's the gas, food, lodging that sucks. A two day course in VA requires a total of 4 days. I have over the last 4 years developed some freindships with guys I've trained with and now we can share some of these expenses.
I just save as I can and then plan selectively. Only way to do it.
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